The cost sheet for Vitthal Nirvana in Nigdi Pradhikaran lists every rupee from the agreement value to the gross total. This guide walks through it line by line for both 3 BHK layouts, so you know what you will actually pay.
The full cost sheet
| 3 BHK, 1,052 sq ft | 3 BHK, 1,086 sq ft | |
|---|---|---|
| Agreement value | ₹1,39,91,071 | ₹1,44,37,500 |
| Stamp duty (7%) | ₹9,79,375 | ₹10,10,625 |
| GST (5%) | ₹6,99,554 | ₹7,21,875 |
| Registration | ₹30,000 | ₹30,000 |
| Total cost | ₹1,57,00,000 | ₹1,62,00,000 |
| Maintenance (one year) | ₹1,00,000 | ₹1,00,000 |
| Transfer fee | ₹2,00,000 | ₹2,00,000 |
| Gross total | ₹1,60,00,000 | ₹1,65,00,000 |
Agreement value
This is the price of the home itself and the figure your agreement for sale and home loan are based on. Covered car parking is included. It works out to about ₹13,290 per sq ft of carpet for both layouts.
Stamp duty, 7%
Stamp duty is a state tax on the agreement, charged here at 7% of the agreement value. The cost sheet notes that it can change with the government's valuation of the property, so the final figure is fixed only when the agreement is stamped.
GST, 5%
GST applies because the home is bought before completion. The sheet charges 5% of the agreement value. Homes bought after the completion certificate is issued don't attract GST.
Registration
Registration is 1% of the agreement value, capped at ₹30,000, which is why both homes show the same figure. Legal charges of ₹15,000 are payable when the agreement is signed.
Maintenance and transfer fee
One year's maintenance, ₹1 lakh, is paid at possession. The cost sheet also adds a ₹2 lakh transfer fee to the gross total. Ask the developer what the transfer fee covers and whether it goes to the society, and get both items written into the agreement.
TDS is not extra
For a property costing ₹50 lakh or more, the buyer must deduct 1% TDS and pay it to the income tax department. The cost sheet treats this as part of the agreement value, so it reduces what you pay the developer rather than adding to the total.
What can change
The sheet says rates and taxes may change without notice and that the rates in force when the agreement is signed will apply. Lock the agreement value, the parking and the extras in writing before you pay anything beyond the booking.
Cost: frequently asked questions
What is the all-in price of a 3 BHK at Vitthal Nirvana?
₹1.57 crore for the 1,052 sq ft home and ₹1.62 crore for the 1,086 sq ft home, including stamp duty, GST and registration. With maintenance and the transfer fee, ₹1.60 crore and ₹1.65 crore.
Is parking charged separately?
No. Covered car parking is included in the agreement value.
How much stamp duty is payable?
7% of the agreement value: ₹9,79,375 for the 1,052 sq ft home and ₹10,10,625 for the 1,086 sq ft home.
Is GST included in the price?
No. GST at 5% is added to the agreement value: ₹6,99,554 and ₹7,21,875.
How much maintenance is charged?
₹1 lakh for one year, paid at possession.
Compare the layouts in our floor plan guide or see the Vitthal Nirvana project page.
