Tools
Home loan EMI calculator
Estimate your monthly instalment, total interest, and full repayment schedule. Adjust the sliders to plan your budget.
₹80 L · Eighty Lakh Rupees
8.50%
20 yr
Monthly EMI
₹69,426
48%
principal
principal
- Principal
- ₹80 L
- Total interest
- ₹86.62 L
- Total payable
- ₹1.67 Cr
How it's calculated
How EMI works
Your EMI covers both principal and interest. Early on, more of it goes to interest; later, more to principal.
Lower your interest
A larger down payment or shorter tenure cuts total interest. Even a 0.25% rate drop saves lakhs over 20 years.
What you'll need
Income proof, KYC, and property documents. Pune Home facilitates loans with leading banks at no extra cost.
FAQs
EMI (Equated Monthly Instalment) is the fixed amount you pay your lender every month, combining principal repayment and interest, until the loan is fully repaid.
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- Area converterSq ft, sq m, guntha, acre, hectare and more
Want exact numbers for a specific flat? Talk to a Pune Home expert.